Risk Management and Insurance

Robert E. Hoyt (University of Georgia), Marc A. Ragin (University of Georgia), David W. Sommer (St. Mary's University)

The text covers the foundations of risk management and insurance. The broad view of risk reflected in the concept of enterprise risk management is incorporated throughout the text, while still maintaining features that are important for introductory courses in risk management and insurance. The text considers property, liability, life, health, and income risks for both individuals and organizations. For all risks discussed, both insurance and non-insurance solutions are analyzed.

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Table of Contents for Risk Management and Insurance

Chapter 1: Introduction to Risk
Chapter 2: Risk Identification and Evaluation
Chapter 3: Property and Liability Loss Exposures
Chapter 4: Risk Management Techniques: Non-insurance Methods
Chapter 5: Insurance as a Risk Management Technique: Principles
Chapter 6: Insurance as a Risk Management Technique: Policy Provisions
Chapter 7: Selecting and Implementing Risk Management Techniques
Chapter 8: Risk Management for Auto Owners
Chapter 9: Risk Management for Homeowners
Chapter 10: Managing the Risk of Loss of Life
Chapter 11: Managing the Risk of Loss of Health
Chapter 12: Employee Benefits - Life and Health Benefits
Chapter 13: Employee Benefits - Retirement Plans
Chapter 14: Financial and Estate Planning